The Realty Matrix for Real Estate Service We Guide and You Decide
 

 

 

HOW MUCH CAN I AFFORD?


"Do it yourself" calculators like those below can help you determine approximate real estate loan amounts, approximate mortgage qualification, affordability, and if it's better to rent or buy a house.  Calculators are meant only to assist you in the research but can not substitute for a mortgage officer actually reviewing your file with you.  Many St. Paul and Minneapolis mortgage programs exist which can provide multiple solutions to your specific financial picture and house purchase.  With the help of an experienced professional in the mortgage field, you will get a more accurate review of your financing ability.  Call today for an appointment to review your options.

 

The Money Matrix

651-487-2133 or e-mail

 

In the mean time, complete the fields below and click Calculate Now.  To view the results of each calculation, click on the various tabs.  If you click the Receive this Detailed Analysis link, a copy of the results will be e-mailed to you.

 

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $
Annual Insurance:  $
0.43%of Cost
Annual Property Tax:  $
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Mortgage   Qualification   Affordability   Rent vs Buy    

Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 


 

 

 

Search Listings in the St. Paul and Minneapolis area of Minnesota.

 

When you find a home in a property search, there is a button that allows you to calculate the payments for that specific property using your downpayment and the taxes for that listing.  When you do your searches, click on the words "mortgage calculator" to use this feature. 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

The Realty Matrix, a real estate brokerage licensed in the State of Minnesota and located at 1951 University Ave. W., St. Paul, MN, provides agency representation to buy a home or sell a home or rental property in the Minneapolis St. Paul area of Minnesota including the following Minnesota cities: Minneapolis, St. Paul, Andover, Anoka, Apple Valley, Arden Hills, Brooklyn Center, Brooklyn Park, Blaine, Bloomington, Burnsville, Cottage Grove, Coon Rapids, Columbia Heights, Champlin, Crystal, Eagan, Edina, Eden Prairie, Excelsior, Farmington, Falcon Heights, Fridley, Golden Valley, Hopkins, Inver Grove Heights, Lake Elmo, Lauderdale, Lilydale, Medicine Lake, Mendota, Maplewood, Mendota Heights, Mahtomedi, Maple Grove, Moundsview, New Brighton, New Hope, North Oaks, North St. Paul, Oak Grove, Osseo, Plymouth, Richfield, Rosemount, Robbinsdale, Roseville, Saint Anthony, Savage, Shakopee, St. Louis Park, Spring Lake Park, South St. Paul, Shoreview, Sunfish Lake, Vadnais Heights, White Bear Lake, White Bear Township, Woodbury, Willernie, West St. Paul, and others.

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